The original post: /r/lifeprotips by /u/by96436395 on 2024-12-05 20:35:50.

Medicare Advantage plans are managed by private insurance companies like UnitedHealthcare and Humana, not Medicare itself. Contrary to their name, these plans often provide no real “advantage.” They impose network restrictions, limit doctor choices, and require prior authorizations for treatments, which can result in delays or denials of necessary care—3.4 million denials were reported in 2022 alone. In contrast, Original Medicare (Parts A and B) lets beneficiaries see any doctor nationwide who accepts Medicare, with far fewer hurdles. For greater flexibility and timely access to care, Original Medicare is usually the better option. Share this with your elderly loved ones to help them make informed healthcare choices.