The original post: /r/whatcarshouldibuy by /u/lovedamp on 2024-05-24 03:20:50.

I am a first time car buyer getting a pre-owned 2021 Toyota Corolla from the dealership. Credit union is adding a VSC to the loan of $12k usd which I am getting from them. This will increase the principal from $15.8k over 54 months to 19k usd over 66 months. Is it worth it? Can anyone share their experience with VSC particularly Century Automotive Service? Thanks.